One of the most important insurance policies you can buy is the personal umbrella policy, but many people are unaware they need one. This policy provides high limits of liability to protect you against a catastrophic liability loss. For example, a major car accident may injure numerous people or cause head injuries or death that[...]

“Never forget where you’ve been. Never lose sight of where you’re going. And never take for granted the people who travel the journey with you.” Susan Gayle

First things first, even though it’s called car/auto insurance, it covers more than just your car. It should technically be called “auto-owners” insurance, similarly to how home insurance is actually called “homeowners insurance”. It’s important to understand that there are a lot of variables that go into insurance premiums, and with auto insurance, it’s no[...]